"There are no shortage of mortgage brokers and or lenders all promising the best rate and program. Over the years there have been a handful of lenders that I would recommend to my clients but there are a lot more that I wouldn’t. A few years ago, I did a post about the best mortgage lenders in Orange County and that’s still a good list. Recently, I came across someone who offers a different type of service and I thought it would be a good idea to let our readers know of a new type of service in the marketplace.
Meet Dan Stone, the mortgage fee coach He is neither a lender or broker but has over 30 years in the mortgage industry. He spent most of his career in the secondary market (basically working with banks and wall street bundling and selling all different types of mortgages) and over the time he made relationships with a tremendous amount of lenders. Now he helps buyers and homeowners access the best programs with the best rate and fees. Here are some of the benefits of working with Dan Stone, The Mortgage Fee Coach," states David Feldberg, Broker and Owner of Coastal Real Estate Group.
Dan shops your loan and is able to offer hundreds of better options, such as:
Over 280 financial assistance programs for first-time home buyers
Zero down payment to $500,000 to all borrowers in Orange County at conforming rates
320+ local lenders
Zero down payment to $850,000 for professionals
Many portfolio loan programs offered by hundreds of individual lenders in Orange County
"Where Dan is different is he will actually go out and shop your loan for you. Before you agree to his service he will give you options with rates and fees for your specific financial situation and once you have agreed to his service he will connect you directly with the lender of your choice. Here are some of the highlights," said Feldberg
Do you have the time to do this kind of research?Are you an expert in mortgage lending? Did you know 280 financial assistance programs existed in California?Did you know there are amazing loan programs available only at specific banks and lenders?Here are a few loan programs that you could seriously benefit from:
Zero down payment to $500,000, conforming 30-year rate
Zero down payment to $850,000 for professionals: Doctor, Psychologist, Veterinarian, Dentist, Attorney, Accountant, Chiropractor
5 down payment to $1 mil for professionals
Divorcees receive a conforming loan immediately, versus waiting for 6 months’ alimony seasoning.
HELOC’s at prime rate, no margin
Fixed rate second loans
All this, while receiving the lowest rates and fees. And, Mortgage Fee Coach compares any lender you may be considering.
Clients save tens of thousands of dollars versus the lender they were considering. Mortgage Fee Coach is not a broker. We don’t get paid by the lender, so we are not trying to steer you to the wrong lender.
Get the best solution, avoid the hassle and let Mortgage Fee Coach do it for you. Call 949-484-6322 today.
Here are a few success stories:
Linda C.“Dan Stone is a very trustworthy and ethical mortgage broker. He saves his clients tons of money. Dan was able to save me 100,000.00 on a transaction. He uses great connections to save clients a ton of money. He is a pleasure to work with and is an expert in lending and financial services. Refers borrowers to great real estate agents, insurance providers, and financial advisors. I highly recommend Dan Stone.”
Peter M., Realtor“Dan What a great service you provide I got you in front of some clients that really benefited from using you because you found them a lender with the best rate and could get the loan that they needed on the property they were looking to buy You under promised and over delivered your services Great job, and I truly look forward to working with you again”
Jason R., Realtor“I referred Dan a buyer named Robyn. She was frustrated on what she could afford in Orange County at a $250,000 level and it was important to her to be in a safe neighborhood. I talked to Dan and he was able to work with her by finding a financial assistance program that increased her ability to afford something around $400,000. This greatly benefited her as it gave her many options that simply were not there before.”
Adrian S., Client“Dan has a unique "solutions concierge" service to obtain a loan that has a 'no sales pressure' approach to picking the best lender. At the close of our refi, we are now at $500 less monthly than our previous payment. Simple math tells you we are saving $ 6,000 in the first year of the loan.... good thing Dan works on a low flat fee basis, not a percentage Knowing that we plan to live another 10+ years at our current residence, a $60,000 savings on our mortgage will definitely make our "baby boomer" years more comfortable. If you are looking for a loan, "go see Dan, go see Dan, go see Dan."
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